Cat, 7, decided to make her own fun. She put my bra on over her nightgown and then went around to her father, sister, and I holding up the cups and saying, “Change? Anyone got change for a pretty lady?”

I burst out laughing but her father was not as amused. “Ummm. Don’t you think you should tell her that isn’t appropriate?” he said.

“You are right dear,” I replied. “Cat honey, Mommy has a life lesson for you. Do not ask men to put change in your bra. Ask for paper bills. With BIG numbers on them.” I fell back laughing onto the bed.

Darling Hubby, whose face and hair were noticeably grayer than when the conversation started yelled, “Daddy has a new rule. No one in our family gets to make money by people putting ANY kind of money in ANY of our underpants.”

There go the retirement and college funds.